Tools

Home & Mortgage Calculators

• How much home can I afford?
• Should I refinance my home mortgage (breakeven)?
• Comprehensive mortgage calculator
• Comparing mortgage terms (i.e. 15, 20, 30 year)
• Should I pay discount points for a lower interest rate?
• Should I rent or buy a home?
• Should I convert to a bi-weekly payment schedule?
• Compare a 'no-cost' versus traditional mortgage
• What are the tax savings generated by my mortgage?
• Which is better: Fixed or adjustable-rate mortgage?
• Adjustable rate mortgage calculator
• How do closing costs impact the interest rate?
• Compare an interest-only versus traditional mortgage

Credit Calculators

• How long will it take to pay off my credit card(s)?
• How long until my loan is paid off?
• What would my loan payments be?
• What is the balance owing on my loan?
• Should I consolidate my personal debt?
• Re-structuring debts for accelerated payoff
• Which is better: cash up front or payments over time?
• What is the impact of making extra debt payments?
• Should I pay off debts or invest the money?